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If you're preparing to purchase a home this Spring, the first stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter in hand can give you a leg up in this competitive market and show seller's that you're a serious buyer with your finances in order. โœ… A lender will look at your finances, employment and credit while determining the loan you may qualify for. Start preparing these 5 documents so that you're ready to begin the pre-approval process! ๐Ÿ‘‡ โœ”๏ธ Identification โœ”๏ธ Proof of income from the last 2 years; W-2 statements, additional income, tax returns and recent pay stubs โœ”๏ธ Proof of assets; bank statements and accounts that show proof of funds โœ”๏ธ Debt statements from loans or lines of credit to determine debt-to-income ratio โœ”๏ธ Other financial documents such as down-payment gift letters If you have any questions about the pre-approval process, please reach out! ๐Ÿ“ฒ

HลŒM Utah Alexis Pahl, Realtor (385) 262-7423 alexis@homutah.com 8347674-SA00

HลŒM Utah Tobin Prince, Broker (801) 300-1087 tobin@homutah.com 9256219-AB00

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